We connect you with compliant insurance carriers at the best rates — and handle all FMCSA filing requirements on your behalf.
Getting insurance is not just a legal requirement — it's a critical business protection. The FMCSA requires you to have insurance on file within 2 weeks of your MC/USDOT number being filed. Miss this deadline and your authority may be delayed or dismissed.
Get insurance on file within 2 weeks of MC filing to avoid FMCSA delays. After 60 days without insurance, your authority may be dismissed. After 1 year, you may need to restart the entire process and repay all fees.
Covers bodily injury and property damage if your truck is at fault in an accident. Texas law mandates this for all commercial trucks. FMCSA minimum: $750,000; most shippers require $1,000,000.
Covers damaged, stolen, or lost freight while in transit. Not legally required, but most brokers and shippers demand proof before allowing you to haul. Typically $100,000 coverage.
Covers repair or replacement if your truck or trailer is damaged in an accident, fire, theft, vandalism, or natural disaster.
Covers trailers owned by other companies while under an interchange agreement — essential if you haul drop-and-hook freight.
Covers medical expenses and lost income for owner-operators who don't qualify for workers' compensation.
Required for carriers transporting hazardous materials. Higher limits required depending on commodity type.
Improving your safety record, hiring experienced drivers, maintaining your vehicle, and keeping a clean driving record can all help reduce your insurance premiums.
Finding the best trucking insurance rates can be challenging and time-consuming. We understand how insurance companies evaluate new trucking authorities and help you navigate the requirements:
Don't risk your authority over missed insurance deadlines. Contact us today.